Gold Loan

A gold loan or a loan against gold is a secured loan that customers can avail of from Kottaym Urban in lieu of gold ornaments like gold jewelry. It is the easiest way to fulfill your financial needs and proves to be a sensible alternative to availing of loans from banking channels.

When it comes to taking a gold loan by Kottaym Urban, you are ensured of complete customer satisfaction. With quick loan disbursals and attractive rates of interest, Kottaym Urban offers complete ease along with an exemplary experience. Numerous people on the lookout for gold loan providers put their faith in us as we have the largest gold loan portfolio in the country.

Personal Loan

Personal loans offer an easy way for individuals who want to finance a long-term goal. An important aspect that an individual should consider before availing of a personal loan is the EMI that they will be liable to pay.
If you want to avail a personal loan from Muthoot Finance, you can use our personal loan EMI calculator to easily calculate the EMI you will have to pay even before you apply for your personal loan online. All you need to do is enter details such as the loan amount and loan tenure to calculate the monthly loan EMI.


Insurance plays a crucial role in your financial well-being and provides security to you and your family when it is needed the most. It is not always possible to prevent the occurrence of events like loss of life, a car accident, sudden illnesses, or any other unexpected incidents that can result in heavy losses as they are a part of the uncertainties of life. However, Muthoot Insurance Brokers, an Insurance Broking Arm of Kottaym Urban peoples Nidhi Limited, can help you to mitigate your financial losses with its wide range of Insurance plans.

Money Transfer

One of the most commonly used and preferred means of transferring funds both domestically and internationally, money transfers are also known as electronic wire transfers which allow a recipient to receive funds in the shortest time span possible. This mode of fund transfer is safe and reliable, offering both the sender and receiver a stress-free transaction facility.
Kottayam Urban Peoples Nidhi Limited offers a wide range of online money transfer services that allow customers to send or receive funds in an efficient manner. We also offer the Bharat Bill Payment System (BBPS) which enables customers to make their utility bill payments under the same window.